100+ Google 5-Star Reviews
Access to 40+ Lenders
Home & Business Finance Expertise
Personal Support Through To Settlement
CJG Is A Sunshine Coast Mortgage And Finance broker you can trust
Finding suitable finance starts with understanding your goals, circumstances and future plans. CJG Finance provides personalised mortgage and finance broking support to home buyers, homeowners, property investors and business owners across the Sunshine Coast and South East Queensland.
Based in Mountain Creek and led by Colin Green, who has worked in the finance industry since 2008, CJG compares suitable options from a panel of more than 40 lenders and guides you through the process from initial assessment to settlement. Whether you are buying your first home, refinancing, investing, building or sourcing finance for your business, you receive clear guidance, responsive communication and personal support at every stage.
Mortgage and Finance Solutions for Home Buyers and Business Owners
Mortgages & Home Loans
Personalised home loan support for first home buyers, homeowners, property investors and people looking to refinance, build or renovate. We compare suitable lenders and guide your application from initial assessment through to settlement.
Business & Commercial Finance
Flexible finance support for business growth, commercial property, vehicles, equipment and development projects. We compare suitable funding options and help manage your application from initial assessment through to settlement.
MORTGAGES & HOME LOANS
Home Loan Support for Sunshine Coast Buyers and Homeowners
Choosing a home loan involves more than comparing the advertised interest rate. Lender policies, fees, loan features, servicing calculations and application timeframes can all affect whether a particular option suits your circumstances.
As a mortgage broker based on the Sunshine Coast, CJG takes the time to understand what you are trying to achieve before comparing suitable home loans from our lender panel. We explain the important differences clearly, help you consider the overall costs and features, and manage the application process on your behalf.
Personal guidance from your first conversation through to settlement.
OUR PROCESS
What To Expect When You Work With CJG
Clear guidance, personal service and support throughout your home loan or finance application.
01
Understand Your Goals
We discuss your goals, circumstances, borrowing needs and timeframe so we understand what your finance needs to achieve.
02
Compare Suitable Options
CJG reviews relevant lenders, rates, fees, features and lending criteria alongside your individual circumstances.
03
We Manage the Application
We help prepare your documents, submit the application and manage communication with the lender on your behalf.
04
Support Through Settlement
We keep you informed through approval and settlement, with ongoing support if your borrowing needs change.
MFAA Excellence Awards State Finalist 2023
Why Choose CJG As Your Finance Broker?
100%
5 star reviews
Rated 5 out of 5 by all our customers on Google and Facebook.
Direct access to 40+ lenders
An extensive lending panel gives us more options to find the right loan solution.
Well prepared applications
We match your circumstances with suitable lenders & help you prepare a strong application.
Experienced industry experts
Years of experience provide a deep knowledge of the finance industry & lending market.
Always in
your corner
We work for you not the bank so we're always in your corner negotiating the best terms.
Deliver
great results
We always aim to deliver the best possible results for our clients.
our lender panel
Local Mortgage and Finance Support Across the Sunshine Coast
CJG Finance is based in Mountain Creek and supports home buyers, homeowners, property investors and business owners across the Sunshine Coast. Our clients come from Caloundra, Kawana and Mooloolaba through to Buderim, Maroochydore, Coolum, Noosa and the Sunshine Coast hinterland.
Whether you are purchasing a local property, refinancing your current home, building, investing or arranging finance for your business, you receive personal support from an experienced broker who understands both the local community and the broader lending market.
Appointments can be arranged by phone, video call or in person, making it easy to work with CJG wherever you are located.
Noosa
Caloundra
Noosaville
Maroochydore
Coolum
Buderim
Mooloolaba
Kawana
Birtinya
Mortgage and Finance Support Across South East Queensland
With strong connections across the whole of South East Queensland, we are highly mobile and our clients come from Brisbane, Toowoomba and everywhere in between.
Frequently Asked Questions About Mortgage and Finance Broking
What does a mortgage broker do?
A mortgage broker helps you understand your borrowing options and find a suitable home loan based on your goals, financial circumstances and future plans. CJG compares relevant loans from its lender panel, explains the available options and helps manage your application from the initial assessment through to approval and settlement.
Why use a mortgage broker instead of going directly to a bank?
A bank can generally only discuss its own lending products, while a mortgage broker can consider options from a wider panel of lenders. CJG has access to more than 40 lenders and can compare relevant rates, fees, features and lending criteria. Mortgage brokers are also required to act in their clients’ best interests when providing home loan credit assistance.
Does CJG provide mortgage broker services across the Sunshine Coast?
Yes. CJG Finance is based in Mountain Creek and assists home buyers, homeowners and property investors throughout the Sunshine Coast. This includes Mooloolaba, Buderim, Maroochydore, Kawana, Birtinya, Caloundra, Coolum, Noosa and surrounding areas. CJG also supports clients across Brisbane, Toowoomba and other parts of South East Queensland.
What types of home loans can CJG help with?
CJG can assist with first home buyer loans, loans for your next home, home loan refinancing, investment property loans, construction and renovation finance, and SMSF property loans. The options available will depend on your circumstances, the property, the purpose of the loan and the lending criteria you meet.
How much can I borrow for a home?
Your borrowing capacity depends on factors including your income, living expenses, existing debts, deposit or available equity, number of dependants and the lender’s assessment criteria. CJG can assess your circumstances, provide an indication of your borrowing capacity and compare how suitable lenders may approach your application.
How much does it cost to use a mortgage broker?
For many residential home loans, the broker receives a commission from the lender after the loan settles, which means the borrower may not need to pay a separate brokerage fee. Fees may apply in certain circumstances or for more complex lending. CJG will explain and disclose any applicable fees and lender-paid remuneration before you proceed.
Can CJG help if I am self-employed?
Yes. CJG works with self-employed borrowers, company directors, contractors and business owners. Different lenders can take different approaches to assessing business income and financial documents. CJG can review your circumstances, explain the information you may need and identify lenders whose requirements may be better suited to your situation.
What documents will I need for a home loan application?
The documents required will depend on your employment, income and loan type. These may include identification, recent payslips, tax returns or business financial statements, bank statements, details of existing debts, evidence of savings or equity, and information about the property you intend to purchase. CJG will provide a tailored document checklist before preparing your application.
How long does home loan approval take?
Approval timeframes vary according to the lender, the complexity of the application, the documents provided and whether a property valuation is required. A complete and well-prepared application can help reduce unnecessary delays. CJG will explain the likely timeframe, manage communication with the lender and keep you informed throughout the process.
Can CJG also help with business and commercial finance?
Yes. In addition to home loans, CJG provides finance broking support for business loans, commercial property, equipment, vehicles, trucks, other business assets and property development projects. CJG can help assess the funding requirement, compare suitable options and manage the finance application.
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