BUSINESS FINANCE | SUNSHINE COAST & SOUTH EAST QUEENSLAND
Business Finance Broker For Business And Commercial Loans
Looking to improve cash flow, purchase equipment, fund growth or refinance existing debt? CJG Finance compares suitable options from banks, non-bank lenders and specialist business financiers and manages your application from initial assessment through to settlement.
Business Finance Structured Around Your Goals
Business finance is not one-size-fits-all. Lenders take different approaches to trading history, industry, cash flow, available security, loan purpose and the financial information required to support an application.
CJG Finance helps business owners understand these requirements, compare suitable lending options and structure finance around their immediate needs and longer-term plans.
Whether you need funding for working capital, expansion, equipment, vehicles, an acquisition or refinancing, business finance broker Colin Green can manage the process from initial assessment through to settlement.
Based on the Sunshine Coast, CJG Finance assists businesses throughout Brisbane, Toowoomba and the wider South East Queensland region.
How A Business Finance Broker Can Help
Business lending policies vary considerably between banks, non-bank lenders and specialist financiers. A business finance broker can help identify lenders and finance structures that suit the purpose of the funding, the business and the supporting financial information.
CJG Finance can assist by:
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Clarifying the purpose of the finance and the amount required.
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Reviewing the business’s financial position, cash flow and existing commitments.
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Considering appropriate facility types, repayment structures and security options.
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Comparing suitable banks, non-bank lenders and specialist business financiers.
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Explaining the documentation and information likely to be required.
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Preparing and presenting the application to the selected lender.
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Managing lender questions, approval conditions and settlement requirements.
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Reviewing existing facilities where refinancing or restructuring may be appropriate.
This reduces the need to approach multiple lenders independently and helps ensure the application is directed to a lender whose policies align with the business and proposed transaction.
Business Finance For Different Business Goals
Working Capital And Cash Flow
Working capital finance may help a business manage operating expenses, seasonal fluctuations, delayed customer payments or short-term opportunities. Available options may include overdrafts, lines of credit, invoice finance and other cash-flow facilities.
Business Growth & Expansion
Finance may help fund new locations, additional stock, technology or staff, depending on the business’s position and expansion plans.
Business Acquisition Finance
Finance may help fund the purchase of an existing business. Lenders typically consider its financial performance, purchase price, buyer experience and available contribution.
PREPARING YOUR APPLICATION
What Do Business Lenders Assess?
Business lenders assess both the purpose of the finance and the business’s capacity to meet the proposed repayments. Requirements vary according to the lender, facility type, amount requested and available security.
Key Lending Considerations
Lenders may consider:
The purpose and amount of the finance.
Trading history and industry experience.
Revenue, profitability and cash flow.
Existing debts and financial commitments.
Business and personal credit history.
Available security and repayment strategy.
Documents You May Need
Depending on the application, a lender may request:
Identification and business registration details.
Financial statements and tax returns.
BAS and recent business bank statements.
Details of assets, liabilities and existing loans.
Cash-flow forecasts or a business plan.
Contracts, invoices, quotations or asset information.
Our Business Finance Broker Is Backed By More than 100 5-Star Google Reviews
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Our Business Finance Broking Process
1. Understand Your Funding Goal
We discuss why finance is required, the amount involved, your preferred timeframe and what the funding needs to achieve.
4. Compare Suitable Lenders
CJG compares banks, non-bank lenders and specialist business financiers whose policies and lending appetite align with the proposed transaction.
2. Review Your Business Position
We review the business structure, trading history, financial information, cash flow, existing commitments and any security that may be available.
5. Prepare The Application
We help organise the required documents, submit the application and manage lender questions, conditions and further information requests.
3. Structure The Finance
We consider appropriate facility types, loan terms, repayment arrangements and security options based on your circumstances and longer-term plans.
6. Approval And Settlement
Once approved, we coordinate the remaining requirements through to settlement and remain available as your business-finance needs change.
MFAA Excellence Awards State Finalist 2023
Why Choose CJG As Your Business Finance Broker?
Business lending can be difficult to compare because each lender applies different credit policies, documentation requirements and preferences. A lender that suits one business or funding purpose may not suit another.
CJG Finance helps business owners navigate these differences, understand their options and approach the lending process with a clear strategy.
100+ Google
5-star reviews
Rated 5 out of 5 by all our customers on Google and Facebook.
Direct access to 40+ lenders
A extensive lending panel gives us more options to find the right loan solution.
Higher chance of approval
We know the what lenders are looking for and can increase your chances of approval.
Experienced industry experts
Many years experience mean a deep knowledge of the finance industry & lending market.
Always in
your corner
We work for you not the bank so we're always in your corner negotiating the best terms.
Deliver
great results
We always aim to deliver the best possible results for our clients.
Business Finance Across The Sunshine Coast And South East Queensland
CJG Finance is based in Mountain Creek and assists businesses throughout the Sunshine Coast with business loans, commercial finance and specialist lending requirements.
Colin works with business owners across Maroochydore, Mooloolaba, Kawana, Caloundra, Coolum, Noosa and surrounding Sunshine Coast communities. CJG also supports clients elsewhere in South East Queensland. Learn more about our business loans for Brisbane businesses or our finance broking services in Toowoomba.
Consultations and applications can be managed by phone, video meeting and email, allowing CJG to assist businesses without requiring repeated in-person appointments.
Meet Colin Green, Your Business Finance Broker
CJG Finance Managing Director Colin Green has worked in the finance industry since 2008, building experience across business lending, commercial property, equipment, vehicles, asset finance and property development.
Colin works directly with business owners to understand their funding requirements, review the available financial information and identify lenders whose policies align with the proposed transaction. He remains involved throughout the application, helping coordinate lender questions, approval conditions and settlement.
Known for being responsive, practical and persistent, Colin keeps clients informed and focuses on