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Agricultural machinery and processing equipment purchased with equipment finance

Equipment Finance Brokers

Equipment and Machinery Finance Specialists Your Business Can Trust

Equipment & machinery finance brokers You Can Trust To Get The Job Done

Do you need machinery or equipment finance to purchase the assets your business needs to grow? The specialist equipment finance brokers at CJG can help you secure commercial finance without risking your business cash flow. We have access to a wide range of equipment and machinery finance solutions and we've assisted all manner of businesses across a wide variety of industries.

 

CJG Finance specialise in business, property and asset finance. So whether you are looking at buying or leasing new or second hand equipment or machinery, we can help you find the rates and terms you're looking for.

Big or small, new or existing, we will source and secure the best possible equipment finance option for your business. Some of the solutions our business finance broker can help with include financing for:

  • Heavy machinery and truck finance

  • Specialised equipment finance

  • Vehicle finance (business or personal)

With years of experience working in the finance industry, we understand the way banks and lenders operate and we aim to make the process of securing equipment and machinery finance simple and stress-free.  

With access to a panel of over 30 lenders, CJG Finance will negotiate on your behalf, with a goal of securing you the best finance solution for your needs, competitive rates and terms and a fast, favourable outcome.

Try Our Equipment Finance Calculators

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Business Equipment Finance Made Easy

Equipment finance can unlock the door to vital equipment, tools and machinery that allow room for your business to grow. Financing these assets allows your cash reserves to stay intact and your company to forge ahead with the confidence to operate smoothly and efficiently.

 

Almost every business needs some type of equipment or machinery to operate and function efficiently. Whether it's new machinery for a large construction project, an additional delivery vehicle, or more capable technologies in the office, having the right equipment means you can remain competitive in your market. 

The challenge for many businesses looking to grow through acquiring commercial assets, equipment or machinery is that it usually requires a significant upfront investment that most businesses just don't have readily available. This is where experienced equipment finance brokers can make a real difference for your business.

Equipment Finance Brokers

Equipment finance can be a crucial financial tool for businesses in many industries, as it helps you acquire essential assets while preserving your working capital for other operational needs.

Equipment Finance Brokers can help you secure the tools, machinery and equipment your business needs to thrive and grow. It can be used to acquire a wide range of business equipment and machinery, including construction equipment, manufacturing machinery, medical devices, office technology, vehicles, computers, and more.

Machinery Finance Brokers

Like equipment finance, machinery finance can be a vital way to unlock high value items in various industries. Instead of making a large, upfront capital expenditure, businesses can secure financing to acquire the necessary machinery, and then repay the financing over time through regular installments, typically with interest.

 

If you're in the construction, agricultural or manufacturing industries machinery finance can be used to obtain equipment such as CNC machines, industrial robots, heavy equipment like excavators, bulldozers, cranes, and loaders or combine harvesters, irrigation systems, and plowing equipment.

Equipment Finance Brokers For All Industries

Types of Commercial Equipment Financing We Can Help With

Chattel Mortgage

Don't let the word 'mortgage' throw you off; this method of financing an asset isn't quite the same as a real estate mortgage. In a chattel mortgage scenario, the lender provides the complete funding for a business to acquire an asset. The lender then sets up a mortgage on the asset, using the asset itself as the collateral and the Personal Property Securities Register to formalise the agreement. Once the business loan has been repaid to the lender over the agreed time, the lender no longer charges interest, and the business walks away with clear ownership of the asset.

 

Hire purchase

This finance scenario involves an asset provider and the business that requires the asset. The asset provider acquires the asset with the intent to allow the business owner to lease it from them. The provider is liable for all maintenance, repairs, and operating insurance during the lease. When the lease ends, the payments to the provider finish and the business takes ownership of the asset.

Asset Lease

An asset lease arrangement sees the financier (lender) purchase the equipment item that a business needs, allowing them to utilise the equipment for a monthly payment within the lease terms. When the lease ends, the business can pay an agreed amount to purchase the equipment from the lender, refinance to lease the equipment or opt to sell the equipment in favour of a newer model or solution.

 

Equipment Rental

In this arrangement, the financier acquires the asset, and the business owner can rent it from them for fixed payments over a defined term. At the end of the period, the business can return the asset, continue to rent it or buy it from the financier at its fair market value.

Find our more about business equipment financing in our blog. CJG Finance specialises in helping business owners leverage machinery and equipment finance options to achieve their goals. We have access to a wide selection of lenders, which allows us to optimise for competitive interest rates and fast approvals. If you need an eqiupment finance specialist, reach out to us. We would be happy to chat about your business's opportunities and how we can help.

Why Choose CJG Finance As Your
Equipment Finance Brokers?

The CJG difference is our expertise and passion for finding and securing the right results for our clients. For us it's personal - we make sure that every client benefits from our knowledge, network and experience to secure the best equipment finance on the right terms for your needs. We pride ourselves on our ability to go above and beyond to ensure we find the best possible financial solution to suit your individual needs.

Professional and efficient

Our equipment finance broker always strives to deliver great customer service, responding quickly, professionally and efficiently and keeping you informed at all stages of the process, from the initial meeting to settlement and beyond.

More than a business finance broker

We see ourselves as more than just your machinery finance broker. We take a holistic approach, exploring multiple finance options on your behalf and becoming your expert industry partners.

Industry experts

With years of industry experience and a diverse lending background, we are commercial finance experts working with a range of clients from individual through to large corporate customers.

In your corner

Our machinery and equipment finance brokers work for you, not the bank which means we are always in your corner, finding the best rates and loan terms, negotiating great deals, saving you time and money and taking the hassle out of the application process.

Relationship driven

Our equipment finance broker specialist is relationship driven with the aim of building a long term relationship and becoming one of your trusted advisors, there to support you to achieve your financial goals.

Deliver great results

We strive for the best possible outcomes, meeting required deadlines. Our aim is always to deliver great results for our clients and we're proud to have  5 star customer feedback!

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Testimonials For Our Equipment Finance Brokers

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Meet Our Equipment Finance Broker: Colin Green

Managing Director Colin Green has been in the finance industry since 2008, over this time he has acquired a wealth of industry knowledge and experience assisting commercial customers. Passionate about connecting with his customers on a personal level, Colin understands relationships are key to a successful partnership.


He prides himself on being reliable, responsive and a “real go getter”, ensuring you are well informed from start to finish and beyond.


Working with clients across a diverse range of sectors, no customer is too big or too small and Colin has the skills and expertise to secure the right finance option for you or your business.


Outside of finance he keeps busy chasing his two young sons around, supporting his not so successful NRL team (not to be disclosed) and exploring the coast with his wife.

  • What is property development finance?
    Property development finance involves obtaining a loan to cover the costs of acquiring and developing property for residential, commercial or specialised use. Finance can be provided by banks or by private lenders.
  • What types of projects can I finance?
    Lenders can finance the acquisition of land and various construction and building costs. Types of projects always vary but would generally be split into three types; Residential projects (single dwellings, land sub-divisions, unit & townhouse complexes); Commercial projects (industrial, retail & offices); Specialised assets (examples; pubs, clubs, service stations, medical & childcare centres).
  • Will I require pre-sales?
    Not always; some private lenders will not require pre-sales to secure a loan. Loan requirements are unique to each lender; CJG finance can help you find the right fit.
  • What loan terms are available?
    Loan terms are flexible but generally last between 1-2 years. It is in all parties best interest to achieve the fastest possible construction time.
  • What gearing options do I have?
    Gearing options are dependent on the lender(s) that are being considered; CJG finance will be able to connect you with a lender that is willing to work with your initial investment capital.
  • Why should I use CJG Finance for my property development finance?
    CJG Finance is a valuable help to any development project. We utilise our expertise, connections and understanding of the market to connect developers with interested lenders, acquire competitive interest rates and foster healthy business relationships.

A Home Loan Specialist & Mortgage Broker
You Can Trust.

Helping You Acquire and Expand with
Business Finance

Helping You Find The Right Funding For Your Property Development Project.

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