Home Loan Finance Tips

Home Loans: How Long Does Pre-Approval Take?

Colin Green

Jul 8
5 min

Home Loans: How Long Does Pre-Approval Take?

What is a pre-approved home loan and how long does pre-approval take? Here's what you need to know if you’re ready to find a new home.

Loan To Value Ratio: How To Calculate LVR

Colin Green

Jun 17
5 min

Loan To Value Ratio: How To Calculate LVR

What is Loan to Value Ratio, why is it important for home buyers to understand and how is LVR calculated?

How Much Does HECS Affect Borrowing Power?

Colin Green

May 12
6 min

How Much Does HECS Affect Borrowing Power?

Does HECS debt affect borrowing power longer term including home loan applications and if so, by how much?

Why a Mortgage Offset Account Could Be Your Secret Financial Weapon

Colin Green

Jan 15
5 min

Why a Mortgage Offset Account Could Be Your Secret Financial Weapon

A mortgage offset account is a savings or transaction account linked to your home loan & could help you reduce your mortgage interest.

Help To Buy Scheme: Supporting You To Get on the Property Ladder

Colin Green

Nov 27, 2023
5 min

Help To Buy Scheme: Supporting You To Get on the Property Ladder

The Help To Buy Scheme is set to launch in 2024 and help thousands of home buyers get on to the property ladder.

Colin Green

Sep 4, 2023
4 min

What Is A Cross Collateral Loan?

A cross-collateral loan, also known as a cross-collateralized loan, is a type of loan arrangement that involves using multiple assets.

How Can You Use Super To Buy A House In Australia?

Colin Green

Aug 21, 2023
5 min

How Can You Use Super To Buy A House In Australia?

Can you use your super to buy a house? The simple answer is yes - however there are strict caveats about who and how this can be done.

Uncovering the Benefits On Home Loans For Doctors

Colin Green

Aug 7, 2023
3 min

Uncovering the Benefits On Home Loans For Doctors

Home loans for doctors and other medical professionals come with a different range of requirements as well as some enhanced benefits.

Colin Green

Jun 7, 2023
4 min

How To Avoid Paying LMI

There are a few ways to avoid LMI including government schemes and looking at the size of your deposit. Find out if you're eligible.

Colin Green

May 26, 2023
4 min

Stamp Duty Concession in Qld Explained

If you're buying a new home you may be entitled to the stamp duty concession Qld government offers. Find out if you're eligible.

5 Surprising Reasons Why Your Home Loan Application Might be Rejected

Colin Green

Apr 13, 2023
3 min

5 Surprising Reasons Why Your Home Loan Application Might be Rejected

There are a few surprising reasons why home loans are rejected. If you're in the market for a mortgage here are 5 things to bear in mind.

5 Top Tips If You Are Self Employed And Planning To Get A Home Loan

Colin Green

Apr 4, 2023
3 min

5 Top Tips If You Are Self Employed And Planning To Get A Home Loan

When you work for yourself it pays to be well prepared when applying for a mortgage. Here are 5 tips for self employed home loan applicants.

Colin Green

Jan 17, 2023
4 min

Should I Refinance My Home Loan?

With property prices declining, many people are asking: should I refinance my home loan? So we thought answer the common questions.

Home Loans For First Time Buyers: What Support Is Available?

Colin Green

Oct 4, 2022
3 min

Home Loans For First Time Buyers: What Support Is Available?

Knowing what grants are available can help you get on the housing ladder. So what home loan support is available for first time buyers?

☎︎ 0402 413 917

Enquire Now

About CJG Finance

Links

Other Links

Calculators

Loan Repayment Calculator

Borrowing Power Calculator

Stamp Duty Calculator

Asset Finance Calculator